Exciting Homes for Buyer
Do I have to tell you it is a great time to buy?! My question is "Are you able to buy?" If you are wondering about it, call me and I will have you prequalified. Then, we will start here. You will enjoy what you can get for your money these days.
Homes with Great Value
I have seen these properties, so I can guarantee you they have great value.
More Affordable with FHA Loans
The FHA loan limits for a single family house in Dutchess County have increased to $443,750!
FHA (Federal Housing Administration) loans are more accessible than ever in today’s housing market. With a FHA loan, you can benefit a lot more than conventional financing, like very little cash investment to close, less strict credit guidelines, and lower PMI (Private Mortgage Insurance), etc. In short, with a FHA loan, houses can be more affordable.
You can finance up to 97% of purchase price with a FHA loan. Check out the listings here! They are just a portion of what is available on the market. With good management, you can get these houses with FHA loans. Even renovations can be covered by the loans!
Don’t think you cannot qualify before you know the facts. Many more people qualify for FHA loans than do for conventional loans. There are also many misconceptions regarding FHA loans. In fact,
- You do not have to be the first time home buyer
- It does not take forever to close a FHA loan
- The appraisals are not as strict as they used to be
- It does not cost sellers more money so that they are reluctant to take an offer with FHA financing.
Let me know if you are interested in knowing more. I will put you in touch with experts in this field.